Your Jacksonville Bankruptcy Attorney

The ability to get credit after bankruptcy is a major concern that I regularly hear about from my bankruptcy clients. But where do debtors stand as far as being able to get auto financing after emerging from a consumer bankruptcy case? Here’s some information about getting a bankruptcy car loan. It now seems that auto [...]

Steve Young, the NFL needs you back. Not so much on the Gridiron per se, though your legacy as a quarterback with the San Francisco 49ers will long be revered in the annals of football history, but as the voice of financial reason for dozens of players who can’t seem to manage their millions. Indeed, [...]

A bankruptcy can be reported on your credit report for ten (10) years after the filing of the case. If you file a bankruptcy and voluntarily dismiss it before the discharge, the credit reporting agency must report the dismissal as well as the bankruptcy filing on your credit report. Most individuals who have income become [...]

“I AM AN OLD MAN AND HAVE KNOWN A GREAT MAY TROUBLES, BUT MOST OF THEM NEVER HAPPENED” Mark Twain To be sure, stress is a constant for many of us in this fast paced, high tech day and age. Pressure and anxiety are an expected part of many professions, including the practice of law. [...]

A reaffirmation agreement is a type of relief agreement that allows you to keep your property even after discharge of your debt after bankruptcy. However, under a reaffirmation agreement you still agree to be liable for the debt owed on the property you wish to keep. You can think of it as a new contract, [...]

Well… technically, the trustee does have this power. But before you hyperventilate over the thought of loosing Fluffy or Spot, remember that in Florida you can exempt animals. This does not mean the amount that you may have paid for your pet. This means essentially, “How much could I get for my pet if I [...]

Yes you can. And bless you for even wanting to. I must admit that when I tighten the belt, the first thing I cut is donations. But for many people, tithing or other forms of giving to their church of choice is a fundamental pert of their religious practice. The good news for your (and [...]

How often are you entitled to bankruptcy relief? Filed bankruptcy before and wondering whether it is possible to file again? There are basic rules that apply to repeat bankruptcy filers. You can file bankruptcy again within certain limitations. If you have filed a chapter 7, there is a waiting period from the first date of [...]

My Employer? Not usually, unless you filed bankruptcy in order to stop a wage garnishment, than your employer must be informed. Otherwise there is usually no good reason or standard procedure in which your employer will be notified. My Landlord? Yes, if you have a landlord than you have a lease, even if it’s a [...]

Can you file for bankruptcy and keep a credit card? Let’s start with the number one rule of bankruptcy which is disclosure. All assets and debts must be listed on your bankruptcy filing which is signed under penalty of perjury. Intentional failure to list property is bankruptcy fraud, so don’t do it. Cards With Balances [...]